What is our asset management strategy?

AYA fintech network platform provides proprietary alpha stock signals and personal finance tools for stock market investors.

As of September 2024, we have updated all of the cloud databases available on our AYA fintech network platform. The latest update spans our proprietary alpha stock signals, stock pages, descriptions, keywords, news feeds, key financial ratios, and financial statements. At both annual and quarterly frequencies, these up-to-date financial statements include the balance sheets, cash flow statements, and income statements for almost 6,000+ U.S. stocks, ADRs, and equity market funds on NYSE, NASDAQ, and AMEX. With U.S. patent accreditation and protection for 20 years, our AYA fintech network platform provides proprietary alpha stock signals and personal finance tools for stock market investors, traders, fund managers, and many more. We continue to publish new analytic reports, ebooks, essays, research articles, business book summaries, and blog posts. Through this continual content curation, we delve into topical issues in global macro finance, trade, both fiscal and monetary stimulus, financial stability, and technological advancement around the world. We can help empower stock market investors through technology, education, and social integration.

We apply an eclectic style in our written work. In economics, we integrate new classical monetarism, new Keynesianism, and supply-side structural reforms into our analysis. In politics, we combine realism, liberalism, and constructivism into our analysis. Each school of thought provides different but complementary insights, viewpoints, and perspectives. This eclectic style empowers stock market investors worldwide to mull over multiple fundamental forces, economic factors, and political considerations in light of global peace and prosperity. Our written work includes regular analytic reports, ebooks, essays, book reviews, research surveys, and many other long-form blog articles. With these efforts, we attempt to establish our own industry authority in global macro asset management.

As of January 2023, the U.S. Patent and Trademark Office (USPTO) has approved our U.S. fintech utility patent application: Algorithmic system for dynamic conditional asset return prediction and fintech network platform automation.

On 4 March 2021, we filed a U.S. patent continuation application (Application Number: #17192059; Publication Number: US20210192628) with a new set of claims in accordance with the April 2017 initial application (Application Number: #15480765; Publication Number: US20180293656).

We went through many USPTO office actions, rejections, failures, setbacks, and other technical obstacles. Eventually, our patent efforts came to fruition in time. We paid the USPTO maintenance fees to secure our patent protection and accreditation for 20 years.

With U.S. fintech patent accreditation and protection for 20 years, our AYA fintech network platform provides proprietary alpha stock signals and personal finance tools for stock market investors worldwide. 

 

In recent times, we have completed our fresh website update: https://ayafintech.network

This update includes new product features such as the personal stock investment vitae, free access to our social network platform, virtual stock market game with real-time stock prices, several leaderboards for our virtual investors, and a rich library of ebooks, analytic reports, research articles, and many more.

Each freemium member trades top 6,000+ U.S. stocks with $1 million virtual token talents, updates his or her personal stock investment vitae with the most profitable stock positions, and pays some small annual fee to access our premium electronic resources.

 

Our homepage now offers a free stock search tool for the top tech titans Meta, Apple, Microsoft, Google, and Amazon (MAMGA).

The premium membership classes offer all kinds of features and benefits such as top 6,000+ U.S. proprietary alpha stock signals, personal finance tools, ebooks, analytic reports, and research articles etc.

You can check out our freemium pricing plan with different product features and benefits here: https://ayafintech.network/freemium.php

Each alpha stock signal represents an excess return to a smart beta stock investment portfolio strategy.

For instance, a 10% alpha suggests that we would predict the excess return to be about 10% relative to the smart beta market portfolio for a given stock with zero beta exposure to the 6 Fama-French fundamental factors such as size, value, momentum, asset growth, operating profitability, and market risk exposure.

Each prospective premium member can make his or her credit card payment via the secure PayPal payment gateway.

 

With U.S. patent accreditation and protection for 20 years, our AYA fintech network platform provides proprietary alpha stock signals and personal finance tools for stock market investors. https://ayafintech.network  

 

Smart investors can consult our proprietary alpha stock signals to ferret out rare opportunities for transient stock market undervaluation. Our analytic reports help many stock market investors better understand global macro trends in trade, finance, technology, and so forth. Most investors can combine our proprietary alpha stock signals with broader and deeper macrofinancial knowledge to win in the stock market.

 

Through our proprietary alpha stock signals and personal finance tools, we can help stock market investors achieve their near-term and longer-term financial goals. High-quality stock market investment decisions can help investors attain the near-term goals of buying a smartphone, a car, a house, good health care, and many more. Also, these high-quality stock market investment decisions can further help investors attain the longer-term goals of saving for travel, passive income, retirement, self-employment, and college education for children. Our AYA fintech network platform empowers stock market investors through better social integration, education, and technology.

 

Our proprietary alpha investment model outperforms the major stock market benchmarks such as S&P 500, MSCI, Dow Jones, and Nasdaq.

We implement our proprietary alpha investment model for positive U.S. stock signals.

We track the stock prices and returns for the recent 6-year period from early-February 2017 to early-February 2023.

This data span allows us to conduct an out-of-sample test to assess our proprietary alpha investment model performance in comparison to the major stock market benchmarks such as S&P 500, MSCI, Dow Jones, and Nasdaq etc.

S&P 500 yields an 12% net overall return per annum (NORPA) while Dow Jones and Nasdaq generate 12%-17% NORPAs.

MSCI stock market benchmarks deliver 5%-13% NORPAs (MSCI USA, MSCI World, MSCI Europe, and MSCI Asia).

With our proprietary alpha investment model, all of our virtual stock market portfolios outperform the S&P 500 and MSCI stock market benchmarks with 18%-21% NORPAs.

In fact, all of the 17 virtual stock portfolios deliver higher NORPAs than Dow Jones, Nasdaq, S&P 500, and MSCI stock market index returns.

The signal-to-noise ratio or Sharpe ratio of average asset return to standard deviation in most market indices and benchmark portfolios (such as S&P 500, Nasdaq, Dow Jones, MSCI World, MSCI USA, MSCI Europe, and MSCI Asia etc) is 0.35 to 0.55 with 10% average returns and 18%-30% standard deviations; the vast majority of static Fama-French asset return models produce maximum Sharpe ratios in the range of 0.65 to 0.75; whereas, our algorithmic alpha investment system produces the Sharpe ratio of at least 1.675 with 20%-30% average returns and 12%-16% standard deviations.

Our U.S. utility patent specification provides more technical details on both the competitive advantages and distinctive capabilities of our algorithmic cloud system for dynamic conditional asset return prediction and fintech network platform automation.

The recent double-digits model performance corroborates the scientific fact that our proprietary alpha investment model outperforms the major stock market benchmarks: https://ayafintech.network/blog/our-proprietary-alpha-investment-model-outperforms-most-stock-market-benchmarks-february-2023/ 

 

We provide fresh economic insights into world growth, inflation, trade, finance, technology, government intervention, ESG work capitalism, and fiscal-monetary policy coordination.

In recent times, we wrote and published more than 50 long-form blog articles on a wide variety of global economic themes and topics.

 

We provide fresh economic insights into world growth, inflation, trade, finance, technology, climate change, environmental biodiversity protection, labor-led social harmonization, corporate governance, ESG woke capitalism, government intervention, financial innovation, and fiscal-monetary policy coordination etc.

 

We delve into the 5 major economic themes of the U.S. presidential election between Biden and Trump in November 2024.

https://ayafintech.network/blog/american-presidential-election-rematch-between-biden-and-trump/

 

China poses new economic, technological, and military threats to the U.S. and many western allies.

https://ayafintech.network/blog/china-poses-new-economic-technological-and-military-threats-to-the-us-and-western-allies/

 

The global cloud infrastructure helps expand what can be made digitally viable from electric vehicles (EV) and virtual reality (VR) headsets to artificial intelligence (AI) and the metaverse.

https://ayafintech.network/blog/the-global-cloud-infrastructure-helps-expand-what-can-be-made-digitally-viable-from-electric-vehicles-and-virtual-reality-headsets-to-artificial-intelligence-metaverse/

 

The current homeland industrial policy stance tends to tilt toward significantly improving the worldwide resilience of global supply chains for critical technological advancements such as AI, 5G, and VR.

https://ayafintech.network/blog/the-current-homeland-industrial-policy-stance-worldwide-seeks-to-embed-the-new-notion-of-global-resilience-into-economic-statecraft/

 

Generative artificial intelligence (Gen AI) uses large language models (LLM) and content generation tools to help enhance human productivity.

https://ayafintech.network/blog/generative-artificial-intelligence-uses-large-language-models-and-content-generation-tools-to-enhance-human-productivity/

 

Central banks should shape CBDC design features and functions to reduce any adverse impact on bank intermediation.

https://ayafintech.network/blog/central-banks-should-shape-cbdc-design-features-and-functions-to-reduce-any-adverse-impact-on-bank-intermediation/

 

What are the mainstream technological advances in the global auto industry?

https://ayafintech.network/blog/mainstream-technological-advances-in-the-global-auto-industry/

 

The new world order of trade helps accomplish non-economic policy goals such as national security and technological dominance.

https://ayafintech.network/blog/trade-liberalization-has-promoted-better-economic-growth-and-efficiency-worldwide/

 

The bank credit card model and fintech platforms have adapted well to the recent digitization of cashless finance.

https://ayafintech.network/blog/the-bank-credit-card-model-and-fintech-platforms-have-adapted-well-to-the-recent-digitization-of-cashless-finance/ 

 

Government intervention continues to be a major influence over global trade, finance, and technology.

https://ayafintech.network/blog/government-intervention-remains-a-core-influence-over-global-trade-finance-and-technology/

 

Trade liberalization has promoted better economic growth and efficiency worldwide.

https://ayafintech.network/blog/trade-liberalization-has-promoted-better-economic-growth-and-efficiency-worldwide/

 

The bank-credit-card model and fintech platforms have adapted well to the recent digitization of cashless finance.

https://ayafintech.network/blog/the-bank-credit-card-model-and-fintech-platforms-have-adapted-well-to-the-recent-digitization-of-cashless-finance/

 

What are the top global risks in trade, finance, and technology (as of mid-2023)?

https://ayafintech.network/blog/top-global-risks-in-trade-finance-and-technology-may-2023/

 

The Biden Inflation Reduction Act is central to modern world capitalism.

https://ayafintech.network/blog/the-biden-inflation-reduction-act-is-central-to-modern-world-capitalism/

 

The U.S. further derisks and decouples from China.

https://ayafintech.network/blog/the-us-further-derisks-and-decouples-from-china/

 

Bank failure resolution and financial risk management: Silicon Valley Bank, Signature Bank, and First Republic Bank

https://ayafintech.network/blog/bank-failure-resolution-financial-risk-management-silicon-valley-bank-first-republic-bank/

 

American federalism and domestic institutional arrangements

https://ayafintech.network/blog/american-federalism-and-domestic-institutional-arrangements/

 

Economic policy incrementalism for better fiscal-monetary policy coordination

https://ayafintech.network/blog/economic-policy-incrementalism-for-better-fiscal-and-monetary-policy-coordination/

 

International trade, immigration, and elite-mass conflict

https://ayafintech.network/blog/international-trade-immigration-and-elite-mass-conflict/ 

 

Tax policy pluralism for addressing special interests

https://ayafintech.network/blog/tax-policy-pluralism-for-addressing-special-interests/

 

There is significant mutual causation between macroeconomic innovations and stock market alphas.

https://ayafintech.network/blog/macro-economic-innovations-and-asset-alphas-show-significant-mutual-causation/

 

Bank leverage and capital bias adjustment through the macroeconomic cycle

https://ayafintech.network/blog/bank-capital-regulation-through-the-real-business-cycle/

 

Better corporate ownership governance through world convergence toward the Berle-Means stock ownership dispersion

https://ayafintech.network/blog/berle-means-corporate-ownership-governance/

 

 

Our blog articles provide the collective wisdom of eminent economists for better stock market investment, macrofinancial asset return prediction, and economic policy coordination.

In our new book, we summarize the top 40 titles in the modern economic science from 2000 to 2023. These 40 book summaries offer the collective wisdom of eminent economists for better stock market investment, macrofinancial asset return prediction, and economic policy coordination. In due course, we continue to update this macro knowledge reservoir from year to year.

 

Michel De Vroey delves into the global history of macroeconomic theories from real business cycles to persistent monetary effects.

https://ayafintech.network/blog/de-vroey-delves-into-the-global-history-of-macroeconomic-theories-from-real-business-cycles-to-persistent-monetary-effects/

 

Eric Posner and Glen Weyl propose radical reforms to resolve key market design problems for better democracy and globalization.

https://ayafintech.network/blog/posner-and-weyl-propose-radical-reforms-to-resolve-market-design-problems-for-democracy-and-globalization/

 

Mark Granovetter follows the key principles of modern economic sociology to analyze social relations and economic phenomena.

https://ayafintech.network/blog/mark-granovetter-follows-the-key-principles-of-modern-economic-sociology-to-analyze-social-and-economic-interactions/

 

Basic income reforms can contribute to better health care, infrastructure, education, technology, and residential protection.

https://ayafintech.network/blog/basic-income-reforms-can-contribute-to-better-health-care-infrastructure-education-technology-residential-protection/

 

Former Bank of England Governor Mervyn King provides his deep substantive analysis of the Global Financial Crisis of 2008-2009.

https://ayafintech.network/blog/former-bank-of-england-governor-mervyn-king-provides-his-deep-substantive-analysis-of-the-global-financial-crisis/

 

Several feasible near-term reforms can substantially narrow the scope for global tax avoidance by closing information loopholes.

https://ayafintech.network/blog/several-feasible-near-term-reforms-can-substantially-narrow-the-scope-for-global-tax-avoidance/

 

Barry Eichengreen compares the Great Depression of the 1930s and the Great Recession as historical episodes of economic woes.

https://ayafintech.network/blog/barry-eichengreen-compares-the-great-depression-and-global-financial-crisis-as-episodes-of-economic-woes/

 

The Federal Reserve System conducts monetary policy decisions, interest rate adjustments, and inter-bank payment operations.

https://ayafintech.network/blog/federal-reserve-conducts-monetary-policy-decisions-interest-rate-adjustments-and-inter-bank-payment-operations/

 

Timothy Geithner shares his reflections on the post-crisis macro financial stress tests for U.S. banks.

https://ayafintech.network/blog/timothy-geithner-shares-his-reflections-on-the-macro-financial-stress-tests-for-american-banks/

 

Calomiris and Haber delve into the comparative analysis of bank crises and politics in America, Britain, Canada, Mexico, and Brazil.

https://ayafintech.network/blog/calomiris-and-haber-delve-into-the-comparative-analysis-of-bank-crises-and-politics-worldwide/

 

Angus Deaton analyzes the correlation between health and wealth in light of the economic origins of inequality worldwide.

https://ayafintech.network/blog/angus-deaton-analyzes-the-correlation-between-health-and-wealth-in-light-of-economic-inequality-worldwide/

 

Peter Schuck analyzes U.S. government failures and structural problems in light of both institutions and incentives.

https://ayafintech.network/blog/peter-schuck-analyzes-american-government-failures-in-light-of-both-institutions-and-incentives/

 

William Easterly critiques several economic development policies and then indicates that bottom-up solutions often result in macro policy success in spite of nation states.

https://ayafintech.network/blog/william-easterly-critiques-economic-development-policies-and-then-indicates-that-bottom-up-solutions-result-in-macro-policy-success-in-spite-of-nation-states/

 

Paul Samuelson defines the mathematical evolution of price theory and then influences many economists in business cycle theory and macro asset management.

https://ayafintech.network/blog/paul-samuelson-defines-the-mathematical-evolution-of-price-theory-and-then-influences-many-macro-financial-economists/

 

Amy Chua and Jed Rubenfeld suggest that relatively successful ethnic groups exhibit common cultural traits in America.

https://ayafintech.network/blog/amy-chua-and-jed-rubenfeld-suggest-that-successful-ethnic-groups-exhibit-common-cultural-traits-in-america/

 

Thomas Piketty connects the dots between economic growth and inequality worldwide with long-term global empirical evidence.

https://ayafintech.network/blog/thomas-piketty-connects-the-dots-between-economic-growth-and-inequality-worldwide/

 

Anat Admati and Martin Hellwig raise broad critical issues about bank capital regulation and asset market stabilization.

https://ayafintech.network/blog/admati-and-hellwig-raise-issues-about-bank-capital-regulation-and-asset-market-stabilization/

 

Daron Acemoglu and James Robinson show that good inclusive institutions contribute to better long-run economic growth.

https://ayafintech.network/blog/daron-acemoglu-and-james-robinson-show-that-good-inclusive-institutions-contribute-to-better-economic-growth/

 

Michael Sandel analyzes what money cannot buy in stark contrast to the free market ideology of capitalism.

https://ayafintech.network/blog/michael-sandel-analyzes-what-money-cannot-buy-in-stark-contrast-to-the-free-market-ideology-of-capitalism/

 

Carmen Reinhart and Kenneth Rogoff analyze long-run crisis data to find the root causes of financial crises for better bank capital regulation and asset market stabilization.

https://ayafintech.network/blog/carmen-reinhart-and-kenneth-rogoff-analyze-long-run-crisis-data-to-find-the-root-causes-of-financial-crises-for-better-bank-capital-regulation-and-asset-market-stabilization/

 

Louis Kaplow strives to find a delicate balance between efficiency gains and redistributive taxes in the social welfare function.

https://ayafintech.network/blog/louis-kaplow-balances-efficiency-gains-and-redistributive-taxes-in-the-social-welfare-function/

 

Ray Fair applies his macroeconometric model to study the central features of the U.S. macroeconomy such as price stability and full employment in the dual mandate.

https://ayafintech.network/blog/ray-fair-applies-his-macro-model-to-study-the-central-features-of-the-economy-price-stability-full-employment-dual-mandate/

 

Joseph Stiglitz and Andrew Charlton suggest that free trade helps promote better economic development worldwide.

https://ayafintech.network/blog/joseph-stiglitz-and-andrew-charlton-suggest-that-free-trade-helps-promote-better-economic-development-worldwide/

 

Lucian Bebchuk and Jesse Fried critique that executive pay often cannot help explain the stock return and operational performance of most corporations.

https://ayafintech.network/blog/lucian-bebchuk-and-jesse-fried-critique-that-executive-pay-cannot-explain-the-stock-return-and-operational-performance-of-most-corporations/

 

Oxford macro professor Stephen Nickell and his co-authors delve into the trade-off between inflation and unemployment in the dual mandate of price stability and maximum employment.

https://ayafintech.network/blog/oxford-macro-professor-stephen-nickell-and-his-co-authors-delve-into-the-trade-off-between-inflation-and-unemployment/

 

Peter Isard analyzes the proper economic policy reforms and root causes of global financial crises of the 1990s and 2008-2009.

https://ayafintech.network/blog/peter-isard-analyzes-the-proper-economic-policy-reforms-and-root-causes-of-global-financial-crises/

 

Steven Shavell presents his economic analysis of law in terms of the economic outcomes of both legal doctrines and institutions.

https://ayafintech.network/blog/steven-shavell-presents-his-analysis-of-law-in-terms-of-the-economic-outcomes-of-legal-doctrines-and-institutions/

 

Jared Diamond delves into how some societies fail, succeed, and revive in global human history.

https://ayafintech.network/blog/jared-diamond-delves-into-how-some-societies-fail-succeed-and-revive-in-global-human-history/

 

Michael Woodford provides the theoretical foundations of monetary policy rules in ever more efficient financial markets.

https://ayafintech.network/blog/michael-woodford-provides-the-theoretical-foundations-of-monetary-policy-rules-in-efficient-financial-markets/

 

Colin Camerer, George Loewenstein, and Matthew Rabin assess the recent advances in the behavioral economic science.

https://ayafintech.network/blog/colin-camerer-george-loewenstein-matthew-rabin-assess-new-advances-in-the-behavioral-economic-science/

 

Jordi Gali delves into the science of the New Keynesian monetary policy framework with economic output and inflation stabilization.

https://ayafintech.network/blog/new-keynesian-monetary-policy-framework/

 

Daron Acemoglu and James Robinson show a constant economic tussle between society and the state in the hot pursuit of liberty.

https://ayafintech.network/blog/state-society-and-the-narrow-corridor-of-liberty/

 

Thomas Philippon draws attention to greater antitrust scrutiny in light of the rise of market power and its economic ripple effects.

https://ayafintech.network/blog/the-great-reversal-of-antitrust-merger-review-in-america/

 

Jonathan Baker frames the current debate over antitrust merger review and enforcement in America.

https://ayafintech.network/blog/the-new-antitrust-enforcement-paradigm/

 

Walter Scheidel indicates that persistent European fragmentation after the collapse of the Roman Empire leads to modern economic growth and development.

https://ayafintech.network/blog/persistent-post-roman-european-fragmentation-leads-to-modern-economic-growth-and-development/

 

Paul Morland suggests that demographic changes lead to modern economic growth in the current world.

https://ayafintech.network/blog/paul-morland-argues-that-demographic-changes-lead-to-modern-economic-growth-in-the-current-world/

 

Joel Mokyr suggests that economic growth arises from a change in cultural beliefs toward technological progress.

https://ayafintech.network/blog/joel-mokyr-suggests-that-economic-growth-arises-from-a-change-in-cultural-beliefs-toward-technological-progress/

 

Thomas Sowell argues that some economic reforms inadvertently exacerbate economic disparities.

https://ayafintech.network/blog/thomas-sowell-argues-that-some-economic-reforms-inadvertently-exacerbate-economic-disparities/

 

Nobel Laureate Paul Milgrom explains the U.S. incentive auction of wireless spectrum allocation from TV broadcasters to telecoms.

https://ayafintech.network/blog/nobel-laureate-paul-milgrom-explains-the-incentive-auction-of-wireless-spectrum-allocation-from-tv-broadcasters-to-telecoms/

 

David Colander and Craig Freedman argue that economics went wrong when there was no neoclassical firewall between economic theories and policy reforms.

https://ayafintech.network/blog/david-colander-and-craig-freedman-argue-that-there-should-be-a-neoclassical-firewall-between-economic-theories-and-policy-reforms/

 

This analytic essay cannot constitute any form of financial advice, analyst opinion, recommendation, or endorsement. We refrain from engaging in financial advisory services, and we seek to offer our analytic insights into the latest economic trends, stock market topics, investment memes, personal finance tools, and other self-help inspirations. Our proprietary alpha investment algorithmic system helps enrich our AYA fintech network platform as a new social community for stock market investors: https://ayafintech.network.

We share and circulate these informative posts and essays with hyperlinks through our blogs, podcasts, emails, social media channels, and patent specifications. Our goal is to help promote better financial literacy, inclusion, and freedom of the global general public. While we make a conscious effort to optimize our global reach, this optimization retains our current focus on the American stock market.

This free ebook, AYA Analytica, shares new economic insights, investment memes, and stock portfolio strategies through both blog posts and patent specifications on our AYA fintech network platform. AYA fintech network platform is every investor's social toolkit for profitable investment management. We can help empower stock market investors through technology, education, and social integration.

We hope you enjoy the substantive content of this essay! AYA!

 

Andy Yeh

Postdoc Co-Chair

Brass Ring International Density Enterprise (BRIDE) © 

 

Do you find it difficult to beat the long-term average 11% stock market return?

It took us 20+ years to design a new profitable algorithmic asset investment model and its attendant proprietary software technology with fintech patent protection in 2+ years. AYA fintech network platform serves as everyone's first aid for his or her personal stock investment portfolio. Our proprietary software technology allows each investor to leverage fintech intelligence and information without exorbitant time commitment. Our dynamic conditional alpha analysis boosts the typical win rate from 70% to 90%+.

Our new alpha model empowers members to be a wiser stock market investor with profitable alpha signals! The proprietary quantitative analysis applies the collective wisdom of Warren Buffett, George Soros, Carl Icahn, Mark Cuban, Tony Robbins, and Nobel Laureates in finance such as Robert Engle, Eugene Fama, Lars Hansen, Robert Lucas, Robert Merton, Edward Prescott, Thomas Sargent, William Sharpe, Robert Shiller, and Christopher Sims.

 

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