2025-02-02 11:28:00 Sun ET
stock market gold oil stock return s&p 500 asset market stabilization asset price fluctuations stocks bonds currencies commodities funds term spreads credit spreads fair value spreads asset investments
Our proprietary alpha investment model outperforms the major stock market benchmarks such as S&P 500, MSCI, Dow Jones, and Nasdaq.
We implement our proprietary alpha investment model for positive U.S. stock signals.
A complete model description is available on our AYA fintech network platform.
In a nutshell, our proprietary alpha stock investment model comprises smart-beta exposure to 6 fundamental factors such as size, value, momentum, operating profitability, asset investment, and market risk.
Our U.S. Patent and Trademark Office (USPTO) online publication (Google Patents) is available on the World Intellectual Property Office (WIPO) official website.
Every freemium member can sign up for free to check out our proprietary alpha signals on our AYA fintech network platform.
Each freemium member can thus learn from these proprietary alpha signals over time.
The proprietary alpha investment model estimates long-term average abnormal returns for U.S. individual stocks and then ranks these stocks in accordance with their dynamic conditional alpha signals.
Several virtual members follow these dynamic conditional alpha signals to trade U.S. stocks on our AYA fintech network platform.
Many artificial intelligence developers face the black box dilemma: they remain reluctant to disclose their proprietary algorithm because they would then lose their competitive advantage.
Our competitors thus keep their proprietary algorithm in a black box.
We think outside the box, challenge the status quo, and so offer our U.S. patent publication for free. https://bit.ly/2zhN68L
Our U.S. patent publication is available on the World Intellectual Property Office (WIPO) official website: https://bit.ly/2zhN68L
We believe in the core conviction that we can carry out arduous quantitative work for the typical stock market investor who would otherwise spend too much time crunching data to generate economic insights into the fundamental prospects of U.S. individual stocks.
The proprietary alpha investment model estimates long-term average abnormal returns for U.S. individual stocks and then ranks these stocks in accordance with their dynamic conditional alpha signals.
For convenient review, we list the U.S. stock portfolio positions for these 17 virtual members and their stock portfolios on our AYA fintech network platform.
We track the stock market prices and returns for the recent 8-year period from early-February 2017 to early-February 2025.
This data span allows us to conduct an out-of-sample test to assess our proprietary alpha investment model performance in comparison to the major stock market benchmarks such as S&P 500, MSCI, Dow Jones, and Nasdaq etc.
Dow Jones, Nasdaq, and S&P 500 yield 10.5% to 16.8% net overall returns per annum (NORPA).
MSCI stock market benchmarks deliver 3.9% to 13% NORPAs (MSCI USA, MSCI World, MSCI Europe, and MSCI Asia).
With our proprietary alpha investment model, all of our virtual stock portfolios outperform the S&P 500 and MSCI stock market benchmarks with 19.3% to 21.2% NORPAs (cf. the above tabular results for all net overall returns per annum (NORPAs)).
In fact, all of the 17 virtual stock portfolios deliver higher NORPAs than Dow Jones, Nasdaq, S&P 500, and all of the MSCI stock market benchmarks.
The recent double-digits model performance corroborates the scientific fact that our proprietary alpha investment model outperforms almost all of the major stock market benchmarks.
With U.S. patent accreditation and protection for 20 years, our AYA fintech network platform provides proprietary alpha stock signals and personal finance tools for stock market investors. https://ayafintech.network
Smart investors can consult our proprietary alpha stock signals to ferret out rare opportunities for transient stock market undervaluation. Our analytic reports help many stock market investors better understand global macro trends in trade, finance, technology, and so forth. Most investors can combine our proprietary alpha stock signals with broader and deeper macrofinancial knowledge to win in the stock market.
Through our proprietary alpha stock signals and personal finance tools, we can help stock market investors achieve their near-term and longer-term financial goals. High-quality stock market investment decisions can help investors attain the near-term goals of buying a smartphone, a car, a house, good health care, and many more. Also, these high-quality stock market investment decisions can further help investors attain the longer-term goals of saving for travel, passive income, retirement, self-employment, and college education for children. Our AYA fintech network platform empowers stock market investors through better social integration, education, and technology.
Our recent research suggests that the proprietary alpha investment model captures dynamism in several fundamental factors such as size, value, momentum, asset growth, operating profitability, and market risk exposure (cf. Fama-French fundamental factors).
Also, the empirical evidence indicates substantial mutual causation between macroeconomic innovations and dynamic conditional alphas.
This causal relation serves as a core qualifying condition for fundamental factor selection in our modern asset pricing model design and performance evaluation.
In conclusion, we help demystify the pervasive misconception that it is often difficult for individual investors to beat the long-term average 11% stock market return.
Our proprietary alpha investment model outperforms the major stock market benchmarks such as S&P 500, MSCI, Dow Jones, and Nasdaq.
We implement our proprietary alpha investment model for positive U.S. stock signals.
A complete model description is available on our AYA fintech network platform.
Our U.S. Patent and Trademark Office (USPTO) patent publication is available on the World Intellectual Property Office (WIPO) website.
Every freemium member can sign up for free to check out our proprietary alpha signals on our AYA fintech network platform.
Each freemium member can thus learn from these proprietary alpha signals over time.
We would like to share our current AYA podcasts in reverse chronological order.
These podcasts discuss the latest global trends, topics, and issues in macro finance, political economy, public policy, strategic management, innovation, entrepreneurship, and broader technological advancement in artificial intelligence (AI), virtual reality (VR), central bank digital currencies (CBDC), algorithmic asset management (Algo AM), recurrent and convolutional neural networks (RNN and CNN) for smart asset return prediction, electric vehicles (EV), clean and green power plants, cloud services, the metaverse, and many more.
Each fun podcast is about 10 minutes long (with AI podcast generation from Google NotebookLM).
In the broader context of stock market valuation, financial statement analysis, and smart-beta asset portfolio optimization, our AYA flagship podcasts, research surveys, research articles, literature reviews, analytic reports, ebooks, blog posts, and social media comments, discussions, and connections can help inform better stock market investment decisions for long-term investors, asset managers, hedge funds, investment banks, insurers, broker-dealers, and many other non-bank financial institutions and intermediaries (credit unions, building societies, and finance companies).
These better stock market investment decisions often lead to reasonably higher, more stable, more robust, and more profitable capital gains, cash dividends, and share repurchases in a cost-effective manner.
Stock market alphas help predict macroeconomic innovations and vice versa.
Podcast: https://bit.ly/3Wz3QmH
We propose some new bank capital bias adjustment through the macroeconomic cycle.
Podcast: https://bit.ly/40ytFVr
Article: https://ayafintech.network/blog/bank-capital-regulation-through-the-real-business-cycle/
Is international divergence from broader Berle-Means stock ownership dispersion a suboptimal corporate outcome?
Podcast: https://bit.ly/3WET9ix
Article: https://ayafintech.network/blog/berle-means-corporate-ownership-governance/
The permanent capital hypothesis predicts bank capital structure choices as an optimal response to the trade-offs between foregone tax shields and cash payout restrictions.
Podcast: https://bit.ly/4giwvDS
Article: https://ayafintech.network/blog/response-to-uspto-fintech-patent-protection-and-accreditation/
We propose a new and non-obvious algorithmic system for dynamic conditional asset return prediction and fintech network platform automation.
Podcast: https://bit.ly/40Feiu6
Article: https://ayafintech.network/blog/uspto-fintech-patent-protection-and-accreditation/
From Alibaba and Tencent to Baidu, JD, and iQiyi, China Internet tech titans continue to enjoy global reach, business model monetization, and new improvements in sales and profits worldwide.
Podcast: https://bit.ly/3Cv4T0f
We combine our proprietary alpha stock signals and ESG scores to derive the optimal value and momentum stock portfolio strategies.
Podcast: https://bit.ly/4hyFLok
High-speed 5G broadband cloud telecoms deliver more efficient Internet network management.
Podcast: https://bit.ly/4jNrdTQ
Article: https://ayafintech.network/blog/stock-synopsis-high-speed-5g-broadband-telecommunication/
Pharmaceutical biotech titans continue to enjoy competitive moats in the post-pandemic patent development cycle.
Podcast: https://bit.ly/4aETckn
From Activision Blizzard and Electronic Arts to Tencent and Zynga, global video game publishers continue to enjoy high sales growth with greater screen time and mobile monetization worldwide.
Podcast: https://bit.ly/40uoc1C
Life insurers emphasize greater net profits over sales in the next couple of decades.
Podcast: https://bit.ly/4aGU2NG
Economic incrementalism serves as the mainstream baseline for fiscal-monetary policy coordination worldwide.
Podcast: https://bit.ly/4aL6mfF
We delve into the recent U.S. bank failure resolution and financial risk management for Silicon Valley Bank, Signature Bank, and First Republic Bank.
Podcast: https://bit.ly/4aG74dZ
Tax policy pluralism serves as the mainstream baseline for addressing special interests in many countries worldwide.
Podcast: https://bit.ly/3WCZtY1
Article: https://ayafintech.network/blog/tax-policy-pluralism-for-addressing-special-interests/
International trade and immigration policies often reflect elite-mass conflict resolution worldwide.
Podcast: https://bit.ly/40zhGqB
Article: https://ayafintech.network/blog/international-trade-immigration-and-elite-mass-conflict/
We delve into American federalism and domestic institutional arrangements.
Podcast: https://bit.ly/4hhzZrq
Article: https://ayafintech.network/blog/american-federalism-and-domestic-institutional-arrangements/
We delve into the recent empirical tests of multi-factor models for asset return prediction.
Podcast: https://bit.ly/4jF8Sbl
Article: https://ayafintech.network/blog/empirical-tests-of-multi-factor-models-for-asset-return-prediction/
We discuss the more recent empirical tests of multi-factor models for asset return prediction in behavioral finance.
Podcast: https://bit.ly/3Ef5xzs
We review and assess the recent empirical results both against and in support of the mainstream corporate capital structure theories.
Podcast: https://bit.ly/40w5wP2
Article: https://ayafintech.network/blog/capital-structure-theory-and-practice/
We review and discuss the recent empirical results in support of the mainstream choices, reasons, and decisions for corporate cash management.
Podcast: https://bit.ly/3CrZEyz
Article: https://ayafintech.network/blog/corporate-cash-management/
We review and explain the recent empirical results in relation to corporate diversification.
Podcast: https://bit.ly/4hhxUMf
Article: https://ayafintech.network/blog/corporate-diversification-theory-and-evidence/
We deep-dive into the recent empirical evidence in relation to corporate investment management (mergers and acquisitions (M&A), capital expenditures (CAPEX), and research and development (R&D) projects).
Podcast: https://bit.ly/4aEKfaB
Article: https://ayafintech.network/blog/corporate-investment-management/
We review and discuss the recent empirical results in relation to stock ownership dispersion and corporate governance worldwide.
Podcast: https://bit.ly/4gpMkIK
Article: https://ayafintech.network/blog/corporate-ownership-governance-theory-and-practice/
We review and assess the recent empirical results in relation to corporate payout management (specifically, cash dividends and share repurchases).
Podcast: https://bit.ly/3PZJQ9a
Article: https://ayafintech.network/blog/corporate-payout-management/
We review and discuss the recent empirical results in relation to R&D innovative investment management.
Podcast: https://bit.ly/42Anene
Article: https://ayafintech.network/blog/innovative-investment-theory-and-practice/
We review and assess the recent empirical results in relation to net stock issuance (specifically, IPOs and SEOs).
Podcast: https://bit.ly/3EsDv3v
Article: https://ayafintech.network/blog/net-stock-issuance-theory-and-practice/
We delve into the recent empirical tests of capital structure choices for private firms.
Podcast: https://bit.ly/4jF9Sw7
Article: https://ayafintech.network/blog/capital-structure-choices-for-private-firms/
We deep-dive into the recent empirical tests of the mainstream reasons for share repurchases.
Podcast: https://bit.ly/3EenmPo
Article: https://ayafintech.network/blog/main-reasons-for-share-repurchases/
We discuss and explain the precautionary-motive and agency reasons for corporate cash management.
Podcast: https://bit.ly/40AcyTb
We review and discuss the recent empirical results in relation to internal capital markets and financial constraints.
Podcast: https://bit.ly/4hFYXRf
Article: https://ayafintech.network/blog/internal-capital-markets-and-financial-constraints/
We delve into the mainstream corporate investment insights from mergers and acquisitions (M&A).
Podcast: https://bit.ly/3PYgNmp
Article: https://ayafintech.network/blog/corporate-investment-insights-from-mergers-and-acquisitions/
We review and discuss the recent empirical results on both the bright and dark sides of CEO overconfidence (specifically, its adverse impact on corporate performance).
Podcast: https://bit.ly/3Q2joM4
Article: https://ayafintech.network/blog/ceo-overconfidence-and-corporate-performance/
We delve into the empirical implications of stock market misvaluation for corporate investment and payout decisions.
Podcast: https://bit.ly/3CkDQ85
Article: https://ayafintech.network/blog/catering-theory-in-the-corporate-investment-and-payout-literature/
We review and discuss the recent uniform field theory of corporate finance.
Podcast: https://bit.ly/3CySGrx
Article: https://ayafintech.network/blog/uniform-field-theory-of-corporate-finance/
Many thanks.
Kind regards.
Andy Yeh
Andy Yeh Alpha (AYA) fintech network platform founder
Brass Ring International Density Enterprise (BRIDE)
If any of our AYA Analytica financial health memos (FHM), blog posts, ebooks, newsletters, and notifications etc, or any other form of online content curation, involves potential copyright concerns, please feel free to contact us at service@ayafintech.network so that we can remove relevant content in response to any such request within a reasonable time frame.
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