2017-05-25 08:35:00 Thu ET
stock market competition macrofinance stock return s&p 500 financial crisis financial deregulation bank oligarchy systemic risk asset market stabilization asset price fluctuations regulation capital financial stability dodd-frank
Treasury Secretary Steve Mnuchin has released a 147-page report on financial deregulation under the Trump administration. This financial deregulation seeks to remove many aspects of the Dodd-Frank Act 2010 that arose in the aftermath of the global financial crisis of 2008-2009. These aspects include the $50 billion asset threshold for annual CCAR macro stress tests, the prudential standards for total capital adequacy, more efficient bank failure resolution through the pre-emptive formation of living wills, and supplementary leverage with more liquid assets under Basel 3. Many financial institutions such as large bank holding companies, community banks, insurance companies, and fund management firms are popping champagne corks to celebrate this financial deregulation.
Most of these deregulatory measures can be enacted and then enforced by executive orders without the need to trudge through long legislative review. This recent progress can bolster the Trump stock market rally, especially for financial stocks, whereas, many market observers continue to be wary about the capital adequacy of financial institutions.
Nevertheless, financial institutions should hold substantially more equity capital as an effective cushion against potential large losses that might emerge in times of severe financial stress.
If any of our AYA Analytica financial health memos (FHM), blog posts, ebooks, newsletters, and notifications etc, or any other form of online content curation, involves potential copyright concerns, please feel free to contact us at service@ayafintech.network so that we can remove relevant content in response to any such request within a reasonable time frame.
2025-06-20 08:27:00 Friday ET

President Trump poses new threats to Fed Chair monetary policy independence again. We describe, discuss, and delve into the mainstream reasons, conc
2024-10-14 11:33:00 Monday ET

Stock Synopsis: Video games continue to take both screen time and monetization from many other forms of entertainment. We are broadly positive about the
2018-07-11 09:39:00 Wednesday ET

In recent times, the Trump administration sees the sweet state of U.S. economic expansion as of early-July 2018. The latest CNBC All-America Economic Survey
2025-05-21 04:27:10 Wednesday ET

Carol Dweck describes, discusses, and delves into the scientific reasons why the growth mindset often helps motivate individuals, teams, and managers to acc
2018-11-13 12:30:00 Tuesday ET

President Trump promises a great trade deal with China as Americans mull over mid-term elections. President Trump wants to reach a trade accord with Chinese
2017-11-23 10:42:00 Thursday ET

As the TV host of Mad Money, Jim Cramer provides 5 key reasons against the purchase and use of cryptocurrencies such as Bitcoin. First, no one knows the ano