2019-04-19 12:35:00 Fri ET
stock market competition macrofinance stock return s&p 500 financial crisis financial deregulation bank oligarchy systemic risk asset market stabilization asset price fluctuations regulation capital financial stability dodd-frank
Federal Reserve proposes to revamp post-crisis rules for U.S. banks. The current proposals would prescribe materially less strict requirements for community banks and regional financial institutions with less systemic risk exposure, whereas, the most stringent requirements remain for big banks that pose the greatest risks to the U.S. financial system. The most stringent requirements include the Dodd-Frank macroprudential stress tests that focus on the main vulnerable parts of the financial system such as residential mortgages, auto loans, and corporate credit lines. The new rules would significantly reduce regulatory barriers for small community banks and regional financial institutions. Specifically, the smaller deposit-takers operate within the reasonable range of $100 billion-$250 billion in total assets. U.S. banks that operate with $250+ billion total assets (or $75 billion cross-jurisdictional capital flows) would continue to meet the same prudential standards such as high liquidity coverage and sufficient core equity capital adequacy etc.
The U.S. globally systemically important banks (GSIBs) would continue to conduct the Federal Reserve macro stress tests each year, but these GSIBs would report the test results only once every 2 years. These recent institutional arrangements help ensure a balance between macro-financial stabilization and micro-prudential deregulation.
If any of our AYA Analytica financial health memos (FHM), blog posts, ebooks, newsletters, and notifications etc, or any other form of online content curation, involves potential copyright concerns, please feel free to contact us at service@ayafintech.network so that we can remove relevant content in response to any such request within a reasonable time frame.
2019-11-26 11:30:00 Tuesday ET
AYA Analytica finbuzz podcast channel on YouTube November 2019 In this podcast, we discuss several topical issues as of November 2019: (1) The Trump adm
2018-01-03 08:38:00 Wednesday ET
President Trump targets Amazon in his call for U.S. Postal Service to charge high delivery prices on the ecommerce giant. Trump picks another fight with an
2018-03-29 14:28:00 Thursday ET
Share prices tumble for technology stocks due to Trump's criticism of Amazon's tax avoidance, Facebook user data breach of trust, and Tesla autopilo
2019-03-21 12:33:00 Thursday ET
Senator Elizabeth Warren proposes breaking up key tech titans such as Facebook, Apple, Microsoft, Google, and Amazon (FAMGA). These tech titans have become
2017-12-07 08:31:00 Thursday ET
Large multinational tech firms such as Facebook, Apple, Microsoft, Google, and Amazon can benefit much from the G.O.P. tax reform. A recent stock research r
2018-01-29 07:38:00 Monday ET
President Donald Trump delivers his first state-of-the-union address. Several key highlights touch on economic issues from fiscal stimulus and trade protect